Did you know not all laptop insurance products are the same, and that some providers will not even cover you for say ‘Water Damage’? It's the truth, no matter how problematic it is to get your laptop replaced or how important the material on it is, if your laptop was damaged by water most laptop insurance uk companies will simply tell you No Way. The key term here is most and very luckily for me, not all!

Last autumn I was staying at my parents' home for a few weeks while my own house was being renovated. I remember being pleased that I had finally bought a brand new laptop to replace the clunky old desktop that I had been hauling around since my university days and that I could bring my laptop out to my parents' place and use it there. Of course, I hadn't counted on there not being any wireless , so my laptop sat in the boot of my cay for most of my stay.

The day before I was moving back to my own place I wanted to show my mother some work I had done so I got it up on the screen for her. She loved my new laptop and all of the functionality that it could bring and she was even thinking of having my Daddy look into it as something that they could get for themselves . She had been thinking about replacing her desktop longer than I had been putting up with mine .

The next morning, I awoke to a chill in the room and a general feeling of clamminess in the air. Even before I woke up fully , I knew that something was not right and then finally, as my eye site focused I could see what a swamp my desk was with water. There had been some serious leaking through the open window in the night and now my desk, which sat directly underneath the window, was soaked, including my brand new laptop. I forgot to shut the window tight, my parents had warned me about this problem! It sure is lucky I had decided to take out Laptop Insurance Uk, as it would not even boot up. Equally important was that one of my work colleagues had told me to check that the Insurance will cover me for liquid damage, this I had done and it was actually the third Laptop Insurance website I visited before the right policy for my laptop was found.

At the end of the day, there was nothing to do but to call the company that had provided me with the Laptop Insurance. The representative was happy to hear my concerns and asked me plenty of questions about the nature of the problem. I sat on the phone nervously, waiting to hear that this wasn't covered.

I was pleasantly surprised , then, to find that it was definitely covered and that I could expect to see a resolution in no time at all. My problem with water damage, something that Laptop Insurance policies are notoriously reluctant to take care of, was well in the range of what could be covered and true to their word, I had the repairs taken care of very promptly.

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