When my dad told me to take out insurance on my laptop, I have to say that I rolled my eyes at him. Of course, I was eighteen and just getting ready to head off for university, so sad to say, he was getting a lot of eye rolling! I've grown up since, but this is one instance where I was pleased right away when it came to making me see sense.
“Look at it this way,” he shouted. “You just spent how much on that notebook?”
“A lot,” I was forced to admit reluctantly, already wanting to be up and away.
“Okay and how long would it take you to replace it?”
“A long time,” I sighed. When my dad got that look on his face, I should have known better than to argue; I guess I was just upset at having any of my budget taken up with something that seemed as silly and useless as having to Buy Laptop Insurance!
“Look at this,” I muttered at my brother. “Water insurance? I'm not taking it swimming, after all.”
With one thing and another, though, my dad managed to get his way and soon I was heading off to university with my Laptop Insurance paid off in full. The dorm I moved into was okay, but the air there felt constantly clammy, and you can bet that I got out of there fairly fast.
Before I did, however, I did spend a semester there that showed me how right my dad was and how very glad I was to have my laptop full insured! There was an air conditioning unit that was installed in the ceiling right over my desk, and because it wasn't falling down on my head, I paid no attention to it, except to complain about it when it wasn't working.
One day, I went out for the evening and didn't come back in until late. I figured I'd check my email before turning in, but when I absently reached for my laptop, my hand came away soaking wet! As you may have already guessed, my laptop, situated underneath the air conditioning unit had been right in the way of a leak. Not only were my papers a total loss, it did indeed look like I had taken my laptop swimming!
As I understood it, when I had calmed down enough to get my laptop out of there, water can be just as damaging as anything else. I gave it some time to dry out, but when I tried to power it on, there was just a very sad whirring noise, my laptop was a total loss, and it would have been a very sad semester indeed if I hadn't had that laptops insurance.
With the insurance money, I managed to get a replacement for my laptop in a matter of days. By the time the new laptop came in, I had already rearranged my room so that my desk was away from the leaking air conditioner!
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